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| Step 1: Get your free quote by filling out the form below, or call us at 1-800-979-4145 for an immediate consultation. Your counselor will assess your financial situation and determine the best program for you in negotiating your debt. |
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| Step 2: Once approved for our program, your Certified Financial Counselor will help you collect the information and documentation we need in order to assist you. Your consultant will help you determine an affordable monthly payment, which, will be put into a special purpose account, to be set aside for debt settlement purposes. After settling with a creditor, you will continue to make monthly payments until each creditor is satisfied. |
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| Step 3: You will be assigned to a Certified Debt Negotiator who will assist you in ending creditor harassment and to settle your debts for a lesser amount than you currently owe. |
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| Step 4: Once your Negotiators receive
an acceptable, written settlement offer from your creditor, we
will then send funds from your special account to pay off the creditor. You
will then receive written confirmation from your creditor, documenting
that your debt has been settled in full. We will repeat
this process until all of your creditors have been paid on your program. |
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| The creditors are under no obligation to accept settlement offers from a debt settlement company. |
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| If you have questions or need more information on how our program could work for you, you can review our Frequently Asked Questions or Send us an Email. |
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